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FX live, 150 of 153 currencies refreshed 28 Sept 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Mastercard · launched 1966
Baseline card acceptance through a cross-border acquirer, available in nearly every market on earth. It is almost never the cheapest option where a domestic scheme exists, it is the one that always works.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Typical scheme FX margin.
In force since 15 Dec 2022
1.50% effective
−0.6% relative · from 1.51%
−8.4% relative · 4 revisions
Currency conversion · percentage component
Rates are step functions: each level holds until it is replaced.
Every recorded change, newest first, with the movement from the rate it replaced.
15 Dec 2022 → current
14 Jun 2021 → 15 Dec 2022
25 Feb 2020 → 14 Jun 2021
1 Jan 2019 → 25 Feb 2020
Currency conversion pricing across every country where this method is available, with the cost on a €100.00 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
| Afghanistan | 1.5% | AFN 1.50 | 1.50% | 10 May 2024 | Estimate |
| Åland Islands | 1.5% | €1.50 | 1.50% | 24 May 2022 | Estimate |
| Albania | 1.5% | ALL 1.50 | 1.50% | 26 Nov 2021 | Estimate |