For business

Understand the real cost of accepting payments.

Acceptance pricing is quoted as one number and built from several. These guides and tools cover what you are actually paying for, which of the cheap rails you cannot use at checkout, and the levers that move the total.

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IndependentRankings come from fees alone
Global coverageCards, wallets, bank transfers and more
Written for businessPlain explanations of real pricing

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Guides on the parts of payment pricing that matter most to a business.

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Tools for businesses

Calculate, compare and cut your payment costs

Free tools, no sign-up: see what a fee costs, how providers compare, and what to charge so you receive the full amount.

Recent fee changes

The latest increases and reductions recorded across providers and markets.

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Banco Central do Brasil−0.19 pp
Revolut−0.10 pp
Revolut−0.14 pp

AcquiringMerchant acquiring, explainedWhat actually happens between a customer tapping a card and the money reaching your account, and which part of it you are paying for.Reviewed 16 Sept 2026 · 1 min read

Checkout railsWhy some cheap rails cannot be used at checkoutSeveral of the cheapest payment methods are consumer-to-consumer only. Ranking them as ways to take a payment is a category error.Reviewed 16 Sept 2026 · 1 min read

Business vs personalPersonal and business accounts are different productsThe same brand often runs two rails at two prices, and only one of them is available to you.Reviewed 16 Sept 2026 · 1 min read

InternationalTaking payments in more than one marketOne global provider is simple. Several local rails are usually cheaper and convert better. The trade is operational, not just financial.Reviewed 16 Sept 2026 · 1 min read

Cutting costsWhere payment costs actually come downIn rough order of how much they move the number, and how hard each is to do.Reviewed 16 Sept 2026 · 1 min read

DisputesChargebacks: the cost that is not on the rate cardDisputes are priced separately, charged whether or not you win, and are a real reason to prefer an expensive rail.Reviewed 16 Sept 2026 · 1 min read

Featured guide

How a card fee is built up

A card fee bundles interchange, the scheme fee and the acquirer’s margin. Interchange is usually the largest part, and your provider does not set it.

Read the guide

InterchangePaid to the card issuer
Scheme feePaid to the card network
Acquirer marginKept by your provider
Your rateWhat you are quoted

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