Loading page
Any percentage plus fixed fee
Work out how much to charge so that, after a percentage-plus-fixed fee, you receive exactly the amount you need.
The result updates as you type. The arithmetic runs in your browser; nothing you enter is sent or stored.
What to charge, and how the fee breaks down.
Adding the fee on top instead would mean charging 103.20 and receiving 99.91, 0.09 short.
What to charge to receive 100.00 USD under three fee structures.
If a rail charges 3% and you add 3% to your price, the fee is then charged on the larger amount, and you still come up short. The amount to charge has to be solved for, not added.
To receive an amount A after a fee of p percent plus a fixed fee F, charge (A + F) divided by (1 − p/100). On a 2.9% + 0.30 rail, receiving 100 means charging 103.30; the fee on 103.30 is 3.30.
Check the rules where you sell: some card schemes and some countries limit or forbid surcharging. And fees differ by provider, payment method and country, so use the ones your provider actually charges you.
Correct bank details are half of a good transfer. The other half is what it costs: the fee and the exchange-rate margin.
FAQ
No. The fee is charged on the total, including what you added, so adding p% leaves you short by p% of the extra. The formula solves for the exact amount.
This calculator handles a percentage plus a fixed amount. Where a floor or a cap applies, check that the computed fee lies inside it; the comparison tool applies those rules for each rail.
It depends on where you sell and on the card scheme's rules. Some markets cap surcharges, and some forbid them on consumer cards. Check before you do it.
Each payment method page on this site lists its terms per market, with the source and the date they took effect.
Free, no sign-up. The calculator runs in your browser and stores nothing.
