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Currency
Convert between 153 currencies at an indicative mid-market reference rate, then see what moving money between them actually costs once fees are applied.
Units of each currency per 1 US dollar. Follow one to convert it against any other.
The midpoint between the price at which a currency is bought and sold on the wholesale market. It is the fairest single reference point, and it is not the rate a bank or transfer service normally offers.
Reference rates only. They are not dealable quotes: a bank or transfer service adds its own margin, which is often larger than the fee it charges. UnifyPay tracks published fees rather than provider FX margins, so these pages show what a transfer costs, not which provider offers the best rate.
Mid-market reference rates, last refreshed 8 Nov 2026. Every rate is recorded against the US dollar; a pair without USD is a cross rate computed from two of them.
Banks, card issuers and transfer services add a margin to the mid-market rate, and often a fee on top. The margin is frequently the larger of the two.
Every currency is recorded against the US dollar from a public reference feed. A pair without the dollar is a cross rate, computed by dividing two of those rates.
Yes. Enter what you paid and what arrived in the exchange-rate markup calculator, and it splits the cost into the fee and the margin.
