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Exchange rate
United States dollar to Panamanian balboa, at an indicative mid-market reference rate.
Recorded against USD
Mid-market reference rate
No movement recorded yet
| USD | PAB | PAB | USD |
|---|---|---|---|
| $1.00 | PAB 1.00 | PAB 1.00 | $1.00 |
| $5.00 | PAB 5.00 | PAB 5.00 | $5.00 |
| $10.00 | PAB 10.00 | PAB 10.00 | $10.00 |
| $25.00 |
The figure above is a mid-market reference rate: the midpoint between buying and selling, and the rate almost nobody is actually offered. A bank, wallet or remittance service adds a margin to it, and usually charges a fee on top. The margin is frequently the larger of the two and is rarely stated as a number.
UnifyPay tracks the published fees on each rail, not each provider’s FX margin, so this page cannot tell you which service gives the best rate. What it can tell you is what the transfer itself costs.
1 USD is 1 PAB, and 1 PAB is 1 USD, at the mid-market reference rate last refreshed on 8 Nov 2026.
Usually not. Banks, card issuers and transfer services add a margin to the mid-market rate and often charge a fee as well. The exchange-rate markup calculator shows how much of a quote is margin.
USD/PAB is recorded directly against the US dollar. Indicative only, not a dealable quote, and not financial advice.
| PAB 25.00 |
| PAB 25.00 |
| $25.00 |
| $50.00 | PAB 50.00 | PAB 50.00 | $50.00 |
| $100.00 | PAB 100.00 | PAB 100.00 | $100.00 |
| $500.00 | PAB 500.00 | PAB 500.00 | $500.00 |
| $1,000.00 | PAB 1,000.00 | PAB 1,000.00 | $1,000.00 |
| $5,000.00 | PAB 5,000.00 | PAB 5,000.00 | $5,000.00 |
| $10,000.00 | PAB 10,000.00 | PAB 10,000.00 | $10,000.00 |
Take the PAB amount you would receive, divide it by the USD amount converted, and compare the result with this rate. The gap is the margin; add any stated fee to get the total cost.
