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FX live, 150 of 153 currencies refreshed 27 Sept 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Mastercard · launched 1966
Baseline card acceptance through a cross-border acquirer, available in nearly every market on earth. It is almost never the cheapest option where a domestic scheme exists, it is the one that always works.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Typical scheme FX margin.
In force since 8 Jun 2025
1.50% effective
−2.1% relative · from 1.53%
−12.2% relative · 4 revisions
Currency conversion · percentage component
Rates are step functions: each level holds until it is replaced.
Every recorded change, newest first, with the movement from the rate it replaced.
8 Jun 2025 → current
10 Feb 2023 → 8 Jun 2025
Volume tier thresholds revised.
25 May 2021 → 10 Feb 2023
Network assessment fees increased.
Currency conversion pricing across every country where this method is available, with the cost on a RWF 100 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
| Afghanistan | 1.5% | AFN 1.50 | 1.50% | 10 May 2024 | Estimate |
| Åland Islands | 1.5% | €1.50 | 1.50% | 24 May 2022 | Estimate |
| Albania | 1.5% | ALL 1.50 | 1.50% | 26 Nov 2021 | Estimate |