Verve fees · UnifyPay

Verve

Interswitch · launched 2009

Nigeria's domestic card scheme, issued alongside Visa and Mastercard and priced below them for local transactions.

CardPersonal & businessNext day3 marketsChargeback protection

Reported rate

A scheme- or regulator-set rate, or a widely reported figure. Source: CBN-capped domestic card MDR.

Market

Rate history, 🇬🇭 Ghana

Online · percentage component

Rates are step functions: each level holds until it is replaced.

Every recorded change, newest first, with the movement from the rate it replaced.

Online pricing across every country where this method is available, with the cost on a GHS 100.00 payment for comparison.

Market	Listed fee	Cost on 100	Effective	Since	Basis
Ghana	1.5%, capped at GHS 2,000.00	GHS 1.50	1.50%	4 Oct 2023	Reported rate
Kenya	1.5%, capped at KES 2,000.00	KES 1.50	1.50%	23 Dec 2024	Reported rate
Nigeria	1.5%, capped at NGN 2,000.00	NGN 1.50	1.50%	11 Aug 2025	Reported rate