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FX live, 150 of 153 currencies refreshed 21 Oct 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Stripe · launched 2011
Standard blended card acquiring on Stripe for domestic online payments. Cross-border and currency-conversion surcharges apply on top of the headline rate.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Stripe currency conversion surcharge.
In force since 27 Nov 2021
1% effective
−4.0% relative · from 1.04%
−20.2% relative · 4 revisions
Currency conversion · percentage component
Rates are step functions: each level holds until it is replaced.
Every recorded change, newest first, with the movement from the rate it replaced.
27 Nov 2021 → current
4 Feb 2021 → 27 Nov 2021
31 Oct 2019 → 4 Feb 2021
Volume tier thresholds revised.
1 Jan 2019 → 31 Oct 2019
Currency conversion pricing across every country where this method is available, with the cost on a NZ$100.00 payment for comparison.
| Czechia |
| 1% |
| CZK 1.00 |
| 1% |
| 28 Apr 2023 |
| Estimate |
| Denmark | 1% | DKK 1.00 | 1% | 18 May 2024 | Estimate |
| France | 1% | €1.00 | 1% | 25 Jul 2024 | Estimate |
| Germany | 1% | €1.00 | 1% | 27 May 2025 | Estimate |
| Hong Kong | 1% | HK$1.00 | 1% | 7 Sept 2021 | Estimate |
| India | 1% | ₹1.00 | 1% | 3 Jan 2024 | Estimate |
| Ireland | 1% | €1.00 | 1% | 3 Dec 2022 | Estimate |
| Italy | 1% | €1.00 | 1% | 17 Feb 2022 | Estimate |
| Japan | 1% | ¥1 | 1% | 12 Sept 2024 | Estimate |
| Malaysia | 1% | MYR 1.00 | 1% | 6 Nov 2021 | Estimate |
| Mexico | 1% | MX$1.00 | 1% | 29 Mar 2023 | Estimate |
| Netherlands | 1% | €1.00 | 1% | 24 Aug 2023 | Estimate |
| New Zealand | 1% | NZ$1.00 | 1% | 27 Nov 2021 | Estimate |
| Poland | 1% | PLN 1.00 | 1% | 29 Jan 2023 | Estimate |
| Romania | 1% | RON 1.00 | 1% | 25 Nov 2024 | Estimate |
| Singapore | 1% | SGD 1.00 | 1% | 30 Sept 2024 | Estimate |
| South Africa | 1% | ZAR 1.00 | 1% | 9 Oct 2024 | Estimate |
| Spain | 1% | €1.00 | 1% | 23 Apr 2023 | Estimate |
| Sweden | 1% | SEK 1.00 | 1% | 23 Jan 2023 | Estimate |
| Thailand | 1% | THB 1.00 | 1% | 25 Feb 2022 | Estimate |
| United Arab Emirates | 1% | AED 1.00 | 1% | 12 Oct 2024 | Estimate |
| United Kingdom | 1% | £1.00 | 1% | 24 Oct 2022 | Estimate |
| United States | 1% | $1.00 | 1% | 11 Jul 2023 | Estimate |