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FX live, 150 of 153 currencies refreshed 20 Oct 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Visa · launched 1958
Scheme-level fees a merchant pays on top of interchange when the card was issued in a different country from the acquirer.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Visa international service assessment plus currency conversion.
In force since 5 Dec 2023
1% effective
−13.9% relative · from 1.16%
−23.7% relative · 3 revisions
Currency conversion · percentage component
Rates are step functions: each level holds until it is replaced.
Every recorded change, newest first, with the movement from the rate it replaced.
5 Dec 2023 → current
5 Jul 2021 → 5 Dec 2023
Network assessment fees increased.
1 Jan 2019 → 5 Jul 2021
Currency conversion pricing across every country where this method is available, with the cost on a FCFA 100 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
| Afghanistan | 1% | AFN 1.00 | 1% | 12 Sept 2024 | Estimate |
| Åland Islands | 1% | €1.00 | 1% | 21 Aug 2025 | Estimate |
| Albania | 1% | ALL 1.00 | 1% | 17 Jul 2025 | Estimate |
| Algeria | 1% | DZD 1.00 | 1% | 1 Aug 2024 | Estimate |
| American Samoa | 1% | $1.00 | 1% | 16 May 2025 | Estimate |
| Andorra | 1% | €1.00 | 1% | 18 Sept 2023 | Estimate |
| Angola | 1% | AOA 1.00 | 1% | 22 Feb 2024 | Estimate |
| Anguilla | 1% | EC$1.00 | 1% | 19 Nov 2023 | Estimate |
| Antigua and Barbuda | 1% | EC$1.00 | 1% | 26 Nov 2023 | Estimate |
| Argentina | 1% | ARS 1.00 | 1% | 22 Apr 2025 | Estimate |
| Armenia | 1% | AMD 1.00 | 1% | 19 May 2023 | Estimate |
| Aruba | 1% | AWG 1.00 | 1% | 8 Oct 2022 | Estimate |
| Australia | 1% | A$1.00 | 1% | 25 Sept 2024 | Estimate |
| Austria | 1% | €1.00 | 1% | 9 Aug 2023 | Estimate |
| Azerbaijan | 1% | AZN 1.00 | 1% | 14 Nov 2023 | Estimate |
| Bahamas | 1% | BSD 1.00 | 1% | 24 Aug 2022 | Estimate |
| Bahrain | 1% | BHD 1.000 | 1% | 29 Jun 2022 | Estimate |
| Bangladesh | 1% | BDT 1.00 | 1% | 14 Mar 2025 | Estimate |
| Barbados | 1% | BBD 1.00 | 1% | 10 Sept 2023 | Estimate |
| Belarus | 1% | BYN 1.00 | 1% | 31 Jul 2023 | Estimate |
| Belgium | 1% | €1.00 | 1% | 29 Aug 2024 | Estimate |
| Belize | 1% | BZD 1.00 | 1% | 13 May 2023 | Estimate |
| Benin | 1% | F CFA 1 | 1% | 11 Sept 2021 | Estimate |
| Bermuda | 1% | BMD 1.00 | 1% | 21 Feb 2023 | Estimate |
| Bhutan | 1% | BTN 1.00 | 1% | 30 Nov 2024 | Estimate |
| Bolivia | 1% | BOB 1.00 | 1% | 12 Feb 2023 | Estimate |
| Bosnia and Herzegovina | 1% | BAM 1.00 | 1% | 23 Jul 2023 | Estimate |
| Botswana | 1% | BWP 1.00 | 1% | 26 Dec 2023 | Estimate |
| Brazil | 1% | R$1.00 | 1% | 23 Feb 2022 | Estimate |
| British Indian Ocean Territory | 1% | $1.00 | 1% | 7 Oct 2023 | Estimate |
| British Virgin Islands | 1% | $1.00 | 1% | 10 Apr 2022 | Estimate |
| Brunei | 1% | BND 1.00 | 1% | 2 May 2023 | Estimate |
| Bulgaria | 1% | BGN 1.00 | 1% | 27 Dec 2024 | Estimate |
| Burkina Faso | 1% | F CFA 1 | 1% | 27 Mar 2024 | Estimate |
| Burundi | 1% | BIF 1 | 1% | 21 Aug 2022 | Estimate |
| Cambodia | 1% | KHR 1.00 | 1% | 25 Sept 2021 | Estimate |
| Cameroon | 1% | FCFA 1 | 1% | 19 May 2023 | Estimate |
| Canada | 1% | CA$1.00 | 1% | 27 Sept 2022 | Estimate |
| Cape Verde | 1% | CVE 1.00 | 1% | 20 Sept 2024 | Estimate |
| Caribbean Netherlands | 1% | $1.00 | 1% | 4 Dec 2024 | Estimate |
| Cayman Islands | 1% | KYD 1.00 | 1% | 14 Apr 2023 | Estimate |
| Central African Republic | 1% | FCFA 1 | 1% | 22 Feb 2024 | Estimate |
| Chad | 1% | FCFA 1 | 1% | 23 Jan 2024 | Estimate |
| Chile | 1% | CLP 1 | 1% | 4 Feb 2022 | Estimate |
| China | 1% | CN¥1.00 | 1% | 11 Sept 2023 | Estimate |
| Colombia | 1% | COP 1.00 | 1% | 18 May 2023 | Estimate |
| Comoros | 1% | KMF 1 | 1% | 18 Jun 2024 | Estimate |
| Cook Islands | 1% | CKD 1.00 | 1% | 1 Jan 2025 | Estimate |
| Costa Rica | 1% | CRC 1.00 | 1% | 8 Feb 2022 | Estimate |
| Croatia | 1% | €1.00 | 1% | 5 May 2024 | Estimate |
| Cuba | 1% | CUC 1.00 | 1% | 11 Jan 2024 | Estimate |
| Curaçao | 1% | ANG 1.00 | 1% | 27 Feb 2023 | Estimate |
| Cyprus | 1% | €1.00 | 1% | 4 Apr 2024 | Estimate |
| Czechia | 1% | CZK 1.00 | 1% | 7 May 2023 | Estimate |
| Denmark | 1% | DKK 1.00 | 1% | 21 Sept 2023 | Estimate |
| Djibouti | 1% | DJF 1 | 1% | 25 Jan 2022 | Estimate |
| Dominica | 1% | EC$1.00 | 1% | 6 Sept 2022 | Estimate |
| Dominican Republic | 1% | DOP 1.00 | 1% | 26 Mar 2023 | Estimate |
| DR Congo | 1% | CDF 1.00 | 1% | 19 Dec 2022 | Estimate |
| Ecuador | 1% | $1.00 | 1% | 2 Mar 2022 | Estimate |
| Egypt | 1% | EGP 1.00 | 1% | 13 Feb 2024 | Estimate |
| El Salvador | 1% | $1.00 | 1% | 7 Mar 2025 | Estimate |
| Equatorial Guinea | 1% | FCFA 1 | 1% | 8 Sept 2021 | Estimate |
| Eritrea | 1% | ERN 1.00 | 1% | 19 Dec 2023 | Estimate |
| Estonia | 1% | €1.00 | 1% | 12 Nov 2024 | Estimate |
| Eswatini | 1% | SZL 1.00 | 1% | 22 Apr 2022 | Estimate |
| Ethiopia | 1% | ETB 1.00 | 1% | 16 Nov 2022 | Estimate |
| Falkland Islands | 1% | FKP 1.00 | 1% | 16 Sept 2024 | Estimate |
| Faroe Islands | 1% | DKK 1.00 | 1% | 10 May 2025 | Estimate |
| Fiji | 1% | FJD 1.00 | 1% | 4 Aug 2024 | Estimate |
| Finland | 1% | €1.00 | 1% | 17 Mar 2023 | Estimate |
| France | 1% | €1.00 | 1% | 12 Sept 2024 | Estimate |
| French Guiana | 1% | €1.00 | 1% | 18 Mar 2022 | Estimate |
| French Polynesia | 1% | CFPF 1 | 1% | 28 Oct 2022 | Estimate |
| Gabon | 1% | FCFA 1 | 1% | 5 Dec 2023 | Estimate |
| Gambia | 1% | GMD 1.00 | 1% | 24 Feb 2023 | Estimate |
| Georgia | 1% | GEL 1.00 | 1% | 22 Apr 2023 | Estimate |
| Germany | 1% | €1.00 | 1% | 20 Jun 2024 | Estimate |
| Ghana | 1% | GHS 1.00 | 1% | 26 Oct 2023 | Estimate |
| Gibraltar | 1% | GIP 1.00 | 1% | 23 Jul 2023 | Estimate |
| Greece | 1% | €1.00 | 1% | 16 Mar 2023 | Estimate |
| Greenland | 1% | DKK 1.00 | 1% | 28 Nov 2024 | Estimate |
| Grenada | 1% | EC$1.00 | 1% | 30 Jun 2025 | Estimate |
| Guadeloupe | 1% | €1.00 | 1% | 19 Oct 2021 | Estimate |
| Guam | 1% | $1.00 | 1% | 20 Feb 2025 | Estimate |
| Guatemala | 1% | GTQ 1.00 | 1% | 11 Dec 2021 | Estimate |
| Guernsey | 1% | £1.00 | 1% | 28 Jul 2024 | Estimate |
| Guinea | 1% | GNF 1 | 1% | 16 Nov 2024 | Estimate |
| Guinea-Bissau | 1% | F CFA 1 | 1% | 29 Aug 2023 | Estimate |
| Guyana | 1% | GYD 1.00 | 1% | 2 Jan 2025 | Estimate |
| Haiti | 1% | HTG 1.00 | 1% | 23 Mar 2023 | Estimate |
| Honduras | 1% | HNL 1.00 | 1% | 25 Jul 2023 | Estimate |
| Hong Kong | 1% | HK$1.00 | 1% | 27 Dec 2022 | Estimate |
| Hungary | 1% | HUF 1.00 | 1% | 6 Jul 2023 | Estimate |
| Iceland | 1% | ISK 1 | 1% | 16 Jun 2023 | Estimate |
| India | 1% | ₹1.00 | 1% | 2 Jun 2024 | Estimate |
| Indonesia | 1% | IDR 1.00 | 1% | 6 Jul 2024 | Estimate |
| Iran | 1% | IRR 1.00 | 1% | 6 May 2025 | Estimate |
| Iraq | 1% | IQD 1.000 | 1% | 16 Feb 2024 | Estimate |
| Ireland | 1% | €1.00 | 1% | 9 Jan 2025 | Estimate |
| Isle of Man | 1% | £1.00 | 1% | 1 Feb 2023 | Estimate |
| Israel | 1% | ₪1.00 | 1% | 17 Nov 2022 | Estimate |
| Italy | 1% | €1.00 | 1% | 2 Oct 2021 | Estimate |
| Ivory Coast | 1% | F CFA 1 | 1% | 16 Oct 2023 | Estimate |
| Jamaica | 1% | JMD 1.00 | 1% | 28 Jun 2025 | Estimate |
| Japan | 1% | ¥1 | 1% | 15 Jan 2022 | Estimate |
| Jersey | 1% | £1.00 | 1% | 6 Dec 2021 | Estimate |
| Jordan | 1% | JOD 1.000 | 1% | 27 Jan 2024 | Estimate |
| Kazakhstan | 1% | KZT 1.00 | 1% | 11 Feb 2024 | Estimate |
| Kenya | 1% | KES 1.00 | 1% | 19 Apr 2023 | Estimate |
| Kiribati | 1% | A$1.00 | 1% | 20 Sept 2021 | Estimate |
| Kosovo | 1% | €1.00 | 1% | 18 Nov 2021 | Estimate |
| Kuwait | 1% | KWD 1.000 | 1% | 3 Jan 2023 | Estimate |
| Kyrgyzstan | 1% | KGS 1.00 | 1% | 30 Apr 2022 | Estimate |
| Laos | 1% | LAK 1.00 | 1% | 1 Oct 2024 | Estimate |
| Latvia | 1% | €1.00 | 1% | 5 Apr 2023 | Estimate |
| Lebanon | 1% | LBP 1.00 | 1% | 27 Jun 2024 | Estimate |
| Lesotho | 1% | LSL 1.00 | 1% | 19 Jul 2024 | Estimate |
| Liberia | 1% | LRD 1.00 | 1% | 1 May 2023 | Estimate |
| Libya | 1% | LYD 1.000 | 1% | 31 Jan 2023 | Estimate |
| Liechtenstein | 1% | CHF 1.00 | 1% | 13 Sept 2024 | Estimate |
| Lithuania | 1% | €1.00 | 1% | 18 Jun 2022 | Estimate |
| Luxembourg | 1% | €1.00 | 1% | 13 Oct 2021 | Estimate |
| Macau | 1% | MOP 1.00 | 1% | 23 Feb 2025 | Estimate |
| Madagascar | 1% | MGA 1.00 | 1% | 14 Jul 2024 | Estimate |
| Malawi | 1% | MWK 1.00 | 1% | 5 Aug 2022 | Estimate |
| Malaysia | 1% | MYR 1.00 | 1% | 10 Nov 2022 | Estimate |
| Maldives | 1% | MVR 1.00 | 1% | 2 May 2022 | Estimate |
| Mali | 1% | F CFA 1 | 1% | 21 Oct 2021 | Estimate |
| Malta | 1% | €1.00 | 1% | 2 Dec 2024 | Estimate |
| Marshall Islands | 1% | $1.00 | 1% | 27 Dec 2021 | Estimate |
| Martinique | 1% | €1.00 | 1% | 28 Jun 2024 | Estimate |
| Mauritania | 1% | MRU 1.00 | 1% | 3 Feb 2024 | Estimate |
| Mauritius | 1% | MUR 1.00 | 1% | 12 Jul 2023 | Estimate |
| Mayotte | 1% | €1.00 | 1% | 30 Dec 2022 | Estimate |
| Mexico | 1% | MX$1.00 | 1% | 13 Jun 2024 | Estimate |
| Moldova | 1% | MDL 1.00 | 1% | 27 Jan 2024 | Estimate |
| Monaco | 1% | €1.00 | 1% | 2 Sept 2024 | Estimate |
| Mongolia | 1% | MNT 1.00 | 1% | 23 Oct 2023 | Estimate |
| Montenegro | 1% | €1.00 | 1% | 2 Nov 2022 | Estimate |
| Montserrat | 1% | EC$1.00 | 1% | 18 Sept 2023 | Estimate |
| Morocco | 1% | MAD 1.00 | 1% | 11 Aug 2022 | Estimate |
| Mozambique | 1% | MZN 1.00 | 1% | 10 Jul 2022 | Estimate |
| Myanmar | 1% | MMK 1.00 | 1% | 17 Aug 2025 | Estimate |
| Namibia | 1% | NAD 1.00 | 1% | 17 Dec 2021 | Estimate |
| Nauru | 1% | A$1.00 | 1% | 20 Nov 2023 | Estimate |
| Nepal | 1% | NPR 1.00 | 1% | 6 Jan 2022 | Estimate |
| Netherlands | 1% | €1.00 | 1% | 11 Feb 2022 | Estimate |
| New Caledonia | 1% | CFPF 1 | 1% | 1 Mar 2025 | Estimate |
| New Zealand | 1% | NZ$1.00 | 1% | 29 May 2024 | Estimate |
| Nicaragua | 1% | NIO 1.00 | 1% | 26 May 2025 | Estimate |
| Niger | 1% | F CFA 1 | 1% | 8 Jan 2022 | Estimate |
| Nigeria | 1% | NGN 1.00 | 1% | 31 Dec 2023 | Estimate |
| Niue | 1% | NZ$1.00 | 1% | 25 May 2023 | Estimate |
| North Korea | 1% | KPW 1.00 | 1% | 10 Mar 2022 | Estimate |
| North Macedonia | 1% | MKD 1.00 | 1% | 23 Feb 2023 | Estimate |
| Northern Mariana Islands | 1% | $1.00 | 1% | 17 Mar 2022 | Estimate |
| Norway | 1% | NOK 1.00 | 1% | 27 Jun 2024 | Estimate |
| Oman | 1% | OMR 1.000 | 1% | 27 Jun 2024 | Estimate |
| Pakistan | 1% | PKR 1.00 | 1% | 6 Feb 2024 | Estimate |
| Palau | 1% | $1.00 | 1% | 12 Mar 2024 | Estimate |
| Palestine | 1% | EGP 1.00 | 1% | 28 Nov 2022 | Estimate |
| Panama | 1% | PAB 1.00 | 1% | 31 Dec 2024 | Estimate |
| Papua New Guinea | 1% | PGK 1.00 | 1% | 17 Sept 2022 | Estimate |
| Paraguay | 1% | PYG 1 | 1% | 22 Mar 2024 | Estimate |
| Peru | 1% | PEN 1.00 | 1% | 28 Feb 2023 | Estimate |
| Philippines | 1% | ₱1.00 | 1% | 21 Nov 2024 | Estimate |
| Poland | 1% | PLN 1.00 | 1% | 7 Mar 2025 | Estimate |
| Portugal | 1% | €1.00 | 1% | 25 May 2023 | Estimate |
| Puerto Rico | 1% | $1.00 | 1% | 23 Dec 2024 | Estimate |
| Qatar | 1% | QAR 1.00 | 1% | 9 Jun 2022 | Estimate |
| Republic of the Congo | 1% | FCFA 1 | 1% | 30 Dec 2024 | Estimate |
| Réunion | 1% | €1.00 | 1% | 28 Apr 2025 | Estimate |
| Romania | 1% | RON 1.00 | 1% | 6 Oct 2024 | Estimate |
| Russia | 1% | RUB 1.00 | 1% | 16 Jan 2024 | Estimate |
| Rwanda | 1% | RWF 1 | 1% | 5 Jul 2022 | Estimate |
| Saint Barthélemy | 1% | €1.00 | 1% | 2 Jul 2023 | Estimate |
| Saint Helena, Ascension and Tristan da Cunha | 1% | £1.00 | 1% | 29 Apr 2024 | Estimate |
| Saint Kitts and Nevis | 1% | EC$1.00 | 1% | 30 Mar 2024 | Estimate |
| Saint Lucia | 1% | EC$1.00 | 1% | 14 Sept 2022 | Estimate |
| Saint Martin | 1% | €1.00 | 1% | 1 Aug 2022 | Estimate |
| Saint Pierre and Miquelon | 1% | €1.00 | 1% | 15 Apr 2022 | Estimate |
| Saint Vincent and the Grenadines | 1% | EC$1.00 | 1% | 13 Aug 2025 | Estimate |
| Samoa | 1% | WST 1.00 | 1% | 17 Oct 2024 | Estimate |
| San Marino | 1% | €1.00 | 1% | 14 Nov 2021 | Estimate |
| São Tomé and Príncipe | 1% | STN 1.00 | 1% | 24 Jun 2024 | Estimate |
| Saudi Arabia | 1% | SAR 1.00 | 1% | 22 Sept 2024 | Estimate |
| Senegal | 1% | F CFA 1 | 1% | 18 Jun 2025 | Estimate |
| Serbia | 1% | RSD 1.00 | 1% | 11 May 2023 | Estimate |
| Seychelles | 1% | SCR 1.00 | 1% | 15 Aug 2024 | Estimate |
| Sierra Leone | 1% | SLL 1.00 | 1% | 12 Apr 2022 | Estimate |
| Singapore | 1% | SGD 1.00 | 1% | 3 Oct 2021 | Estimate |
| Sint Maarten | 1% | ANG 1.00 | 1% | 17 Aug 2025 | Estimate |
| Slovakia | 1% | €1.00 | 1% | 8 Jul 2022 | Estimate |
| Slovenia | 1% | €1.00 | 1% | 21 Jul 2025 | Estimate |
| Solomon Islands | 1% | SBD 1.00 | 1% | 24 Sept 2024 | Estimate |
| Somalia | 1% | SOS 1.00 | 1% | 29 Jan 2022 | Estimate |
| South Africa | 1% | ZAR 1.00 | 1% | 13 Aug 2024 | Estimate |
| South Korea | 1% | ₩1 | 1% | 26 Feb 2024 | Estimate |
| South Sudan | 1% | SSP 1.00 | 1% | 8 Aug 2022 | Estimate |
| Spain | 1% | €1.00 | 1% | 19 Apr 2024 | Estimate |
| Sri Lanka | 1% | LKR 1.00 | 1% | 14 May 2022 | Estimate |
| Sudan | 1% | SDG 1.00 | 1% | 6 Jul 2024 | Estimate |
| Suriname | 1% | SRD 1.00 | 1% | 8 May 2022 | Estimate |
| Sweden | 1% | SEK 1.00 | 1% | 1 Nov 2022 | Estimate |
| Switzerland | 1% | CHF 1.00 | 1% | 20 Oct 2021 | Estimate |
| Syria | 1% | SYP 1.00 | 1% | 11 Nov 2023 | Estimate |
| Taiwan | 1% | NT$1.00 | 1% | 3 Oct 2023 | Estimate |
| Tajikistan | 1% | TJS 1.00 | 1% | 30 Sept 2022 | Estimate |
| Tanzania | 1% | TZS 1.00 | 1% | 11 Aug 2025 | Estimate |
| Thailand | 1% | THB 1.00 | 1% | 21 May 2025 | Estimate |
| Timor-Leste | 1% | $1.00 | 1% | 2 Oct 2024 | Estimate |
| Togo | 1% | F CFA 1 | 1% | 24 Apr 2023 | Estimate |
| Tonga | 1% | TOP 1.00 | 1% | 23 Nov 2024 | Estimate |
| Trinidad and Tobago | 1% | TTD 1.00 | 1% | 27 Oct 2023 | Estimate |
| Tunisia | 1% | TND 1.000 | 1% | 17 Dec 2023 | Estimate |
| Türkiye | 1% | TRY 1.00 | 1% | 12 Oct 2024 | Estimate |
| Turkmenistan | 1% | TMT 1.00 | 1% | 25 Sept 2024 | Estimate |
| Turks and Caicos Islands | 1% | $1.00 | 1% | 29 Sept 2024 | Estimate |
| Tuvalu | 1% | A$1.00 | 1% | 15 Sept 2024 | Estimate |
| Uganda | 1% | UGX 1 | 1% | 6 Sept 2023 | Estimate |
| Ukraine | 1% | UAH 1.00 | 1% | 16 Sept 2022 | Estimate |
| United Arab Emirates | 1% | AED 1.00 | 1% | 19 Oct 2022 | Estimate |
| United Kingdom | 1% | £1.00 | 1% | 19 Dec 2023 | Estimate |
| United States | 1% | $1.00 | 1% | 25 Feb 2025 | Estimate |
| United States Virgin Islands | 1% | $1.00 | 1% | 6 Jan 2024 | Estimate |
| Uruguay | 1% | UYU 1.00 | 1% | 11 Dec 2022 | Estimate |
| Uzbekistan | 1% | UZS 1.00 | 1% | 26 Oct 2024 | Estimate |
| Vanuatu | 1% | VUV 1 | 1% | 9 Nov 2022 | Estimate |
| Vatican City | 1% | €1.00 | 1% | 1 May 2022 | Estimate |
| Venezuela | 1% | VES 1.00 | 1% | 18 Nov 2024 | Estimate |
| Vietnam | 1% | ₫1 | 1% | 30 Aug 2025 | Estimate |
| Wallis and Futuna | 1% | CFPF 1 | 1% | 6 Feb 2025 | Estimate |
| Yemen | 1% | YER 1.00 | 1% | 1 Oct 2024 | Estimate |
| Zambia | 1% | ZMW 1.00 | 1% | 25 Sept 2021 | Estimate |
| Zimbabwe | 1% | BWP 1.00 | 1% | 3 Jul 2022 | Estimate |