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FX live, 150 of 153 currencies refreshed 21 Oct 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Visa · launched 1958
Scheme-level fees a merchant pays on top of interchange when the card was issued in a different country from the acquirer.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Visa international service assessment plus currency conversion.
In force since 6 Jul 2024
1% effective
−12.8% relative · from 1.15%
−18.5% relative · 3 revisions
Currency conversion · percentage component
Rates are step functions: each level holds until it is replaced.
Every recorded change, newest first, with the movement from the rate it replaced.
6 Jul 2024 → current
15 Sept 2021 → 6 Jul 2024
Local acquiring introduced, reducing cross-border cost.
1 Jan 2019 → 15 Sept 2021
Currency conversion pricing across every country where this method is available, with the cost on a SDG 100.00 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
| Afghanistan | 1% | AFN 1.00 | 1% | 12 Sept 2024 | Estimate |
| Åland Islands | 1% | €1.00 | 1% | 21 Aug 2025 | Estimate |
| Albania | 1% | ALL 1.00 | 1% | 17 Jul 2025 | Estimate |