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FX live, 150 of 153 currencies refreshed 21 Oct 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Transfer services from New Zealand to India weighed on cost, settlement speed and how the recipient collects, rather than on price alone.
3 services recorded as able to send from 🇳🇿 New Zealand and priced in 🇮🇳 India.
Wise International transfer
MoneyGram
on a $100.00 transfer
Scored on its position in both the cost and the speed ordering, with cost counted double. That is a stated opinion rather than a measurement, and the two orderings below it are the facts it is built from.
Of the 3 services recorded on this corridor, Wise International transfer is the cheapest on a $100.00 transfer at about $0.90, which is 0.90% of the amount. Larger amounts can change the order, because flat fees and percentages do not scale together.
MoneyGram is the quickest recorded here, settling instant. Settlement times are the provider's own stated target and can be longer when a transfer is held for checks.
On a $100.00 transfer the gap between the cheapest and the most expensive recorded option is $5.12, which is the difference between Wise International transfer and Western Union.
A service appears here only where it is recorded as able to send from New Zealand and has a current fee on file in India. Corridors we cannot evidence get no page at all, rather than an empty one.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
