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Payment methods, providers and fees in New Zealand, grouped by who provides each rail and what each product charges.
Latest fee change recorded 30 Oct 2026
Priced in this market
Operating here
Across every channel
That fees here are charged in
Buy now, pay later · Online · since
4.5% + NZ$0.52
4.79% on NZ$180.50
10 products from 10 providers are priced here, including Afterpay / Clearpay, Apple Pay, Stablecoin settlement (USDC / USDT), Klarna Pay in 3 / Pay later, Visa / Mastercard International acceptance, Remitly International transfer.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
On the equivalent of $100, checkout rails only
Digital wallet · Online · since
2.9% + NZ$0.52
3.19% on NZ$180.50
Crypto · Online · since
NZ$0.09
0.05% on NZ$180.50
Buy now, pay later · Online · since
3.29% + NZ$0.52
3.58% on NZ$180.50
Card · Online · since
Also priced for Chargeback, Currency conversion
3.4% + NZ$0.52
3.69% on NZ$180.50
Remittance · Payout · since
NZ$5.26
2.91% on NZ$180.50
2.7% + NZ$0.30
2.87% on NZ$180.50
Card · Currency conversion · since
1%
1% on NZ$180.50
Remittance · Payout · since
0.55% + NZ$0.61
0.89% on NZ$180.50
Buy now, pay later · Online · since
4% + NZ$0.52
4.29% on NZ$180.50
Of the rails a business can accept online, Stripe Card (online) costs least on the equivalent of $100: 2.7% + NZ$0.30. The ranking can change at other amounts.
NZD: every fee recorded for New Zealand is priced in it.
Of 14 fee records, 1 is published by the provider, none are reported by a scheme, a regulator or wide documentation, and 13 are estimated. Each fee shows which it is and when it took effect.
Corridor pages price one route at a time, which is a different question from what a rail costs in this market.
