Loading page
FX live, 150 of 153 currencies refreshed 20 Oct 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Domestic transfer options inside Australia ranked by what they cost to send money to someone else in the same country, rather than to take a payment as a business.
recorded in Australia
PayID / NPP
on $100.00
Cost shown on a $100.00 transfer between two people in the same country.
PayID / NPP is the cheapest domestic option recorded, costing about $0.21 on a $100.00 transfer. This ranks services for sending money to another person, not for taking a payment as a business.
The gap between the cheapest and dearest recorded option on a $100.00 transfer is $2.98, between PayID / NPP and Google Pay.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
