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Payment methods, providers and fees in DR Congo, grouped by who provides each rail and what each product charges.
Latest fee change recorded 24 Jun 2025
Priced in this market
Operating here
Across every channel
That fees here are charged in
Mobile money · Online · since
1.5%, capped at CDF 5,787.00
1.50% on CDF 225,569.54
7 products from 7 providers are priced here, including Airtel Money, Stablecoin settlement (USDC / USDT), Visa / Mastercard International acceptance, Orange Money, TapTap Send, Visa Cross-border scheme fees.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
On the equivalent of $100, checkout rails only
Crypto · Online · since
CDF 116.00
0.05% on CDF 225,569.54
Card · Online · since
Also priced for Chargeback, Currency conversion
3.4% + CDF 694.00
3.71% on CDF 225,569.54
Mobile money · Online · since
1.5%, capped at CDF 5,787.00
1.50% on CDF 225,569.54
No fee
0% on CDF 225,569.54
Card · Currency conversion · since
1%
1% on CDF 225,569.54
Mobile money · Online · since
1.2%, capped at CDF 4,630.00
1.20% on CDF 225,569.54
Of the rails a business can accept online, M-Pesa (regional markets) costs least on the equivalent of $100: 1.2%, capped at CDF 4,630.00. The ranking can change at other amounts.
CDF: every fee recorded for DR Congo is priced in it.
Of 10 fee records, none are published by the provider, 1 is reported by a scheme, a regulator or wide documentation, and 9 are estimated. Each fee shows which it is and when it took effect.
Corridor pages price one route at a time, which is a different question from what a rail costs in this market.
