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Payment methods, providers and fees in Finland, grouped by who provides each rail and what each product charges.
Latest fee change recorded 30 Oct 2026
Priced in this market
Operating here
Across every channel
That fees here are charged in
Crypto · Online · since
€0.04
0.04% on €89.58
7 products from 7 providers are priced here, including Stablecoin settlement (USDC / USDT), SEPA Request-to-Pay, Visa / Mastercard International acceptance, MobilePay, Remitly International transfer, Trustly.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
On the equivalent of $100, checkout rails only
MobilePay0.84% → 0.75%Decrease3 Mar 2024
Visa / Mastercard International acceptance0% → 0%Change30 Aug 2023Visa / Mastercard International acceptance3.67% → 3.40%Decrease19 May 2023
Visa Cross-border scheme fees1.09% → 1%Decrease17 Mar 2023Visa / Mastercard International acceptance1.65% → 1.50%Decrease5 Dec 2022Real-time payment · Online · since
€0.15
0.17% on €89.58
Card · Online · since
Also priced for Chargeback, Currency conversion
3.4% + €0.26
3.69% on €89.58
Real-time payment · Online · since
0.75% + €0.50
1.31% on €89.58
Remittance · Payout · since
€1.33
1.48% on €89.58
Bank transfer · Online · since
0.9% + €0.20
1.12% on €89.58
Card · Currency conversion · since
1%
1% on €89.58
Of the rails a business can accept online, SEPA Request-to-Pay costs least on the equivalent of $100: €0.15. The ranking can change at other amounts.
EUR: every fee recorded for Finland is priced in it.
Of 9 fee records, 1 is published by the provider, none are reported by a scheme, a regulator or wide documentation, and 8 are estimated. Each fee shows which it is and when it took effect.
Corridor pages price one route at a time, which is a different question from what a rail costs in this market.
