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Payment methods, providers and fees in Gambia, grouped by who provides each rail and what each product charges.
Latest fee change recorded 30 Oct 2026
Priced in this market
Operating here
Across every channel
That fees here are charged in
Crypto · Online · since
GMD 3.74
0.05% on GMD 7,480.71
6 products from 6 providers are priced here, including Stablecoin settlement (USDC / USDT), Visa / Mastercard International acceptance, Mobile money interoperability (PAPSS), Remitly International transfer, Visa Cross-border scheme fees, Wave.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
On the equivalent of $100, checkout rails only
Mobile money interoperability (PAPSS)0.56% → 0.50%Decrease16 Oct 2025
Visa / Mastercard International acceptance0% → 0%Change18 Jun 2025
Stablecoin settlement (USDC / USDT)0% → 0%Change7 Dec 2024Visa / Mastercard International acceptance3.74% → 3.40%Decrease14 Oct 2024Visa / Mastercard International acceptance1.62% → 1.50%Decrease26 May 2024Card · Online · since
Also priced for Chargeback, Currency conversion
3.4% + GMD 22.42
3.70% on GMD 7,480.71
Real-time payment · Payout · since
0.5%
0.50% on GMD 7,480.71
Remittance · Payout · since
1% + GMD 148.00
2.98% on GMD 7,480.71
Card · Currency conversion · since
1%
1% on GMD 7,480.71
Mobile money · Online · since
1%
1% on GMD 7,480.71
Of the rails a business can accept online, Wave costs least on the equivalent of $100: 1%. The ranking can change at other amounts.
GMD: every fee recorded for Gambia is priced in it.
Of 8 fee records, 1 is published by the provider, 1 is reported by a scheme, a regulator or wide documentation, and 6 are estimated. Each fee shows which it is and when it took effect.
Corridor pages price one route at a time, which is a different question from what a rail costs in this market.
