Loading page
Payment methods, providers and fees in Nigeria, grouped by who provides each rail and what each product charges.
Latest fee change recorded 11 Aug 2025
Priced in this market
Operating here
Across every channel
That fees here are charged in
Mobile money · Online · since
1.5%, capped at NGN 2,666.00
1.50% on NGN 134,774.49
Card · Online · since
1.5% + NGN 100.00, capped at NGN 2,000.00
1.48% on NGN 134,774.49
17 products from 16 providers are priced here, including MTN Mobile Money, Paystack Card & bank, Airtel Money, Stablecoin settlement (USDC / USDT), Coinbase Commerce, dLocal.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
On the equivalent of $100, checkout rails only
1 product priced in Nigeria
Mobile money · Online · since
1.5%, capped at NGN 3,332.00
1.50% on NGN 134,774.49
Crypto · Online · since
NGN 66.64
0.05% on NGN 134,774.49
Crypto · Online · since
1%
1% on NGN 134,774.49
Card · Online · since
4.5%
4.50% on NGN 134,774.49
Card · Online · since
1.4%
1.40% on NGN 134,774.49
Card · Online · since
1.5%, capped at NGN 2,000.00
1.48% on NGN 134,774.49
Card · Online · since
Also priced for Chargeback, Currency conversion
3.4% + NGN 400.00
3.70% on NGN 134,774.49
3% + NGN 2,666.00
4.98% on NGN 134,774.49
Card · Online · since
2.6% + NGN 200.00
2.75% on NGN 134,774.49
Real-time payment · Online · since
NGN 50.00, capped at NGN 50.00
0.04% on NGN 134,774.49
Real-time payment · Payout · since
0.5%
0.50% on NGN 134,774.49
No fee
0% on NGN 134,774.49
Card · Currency conversion · since
1%
1% on NGN 134,774.49
3.5% + NGN 3,332.00
5.97% on NGN 134,774.49
Remittance · Payout · since
0.55% + NGN 466.00
0.90% on NGN 134,774.49
Of the rails a business can accept online, NIBSS Instant Payment costs least on the equivalent of $100: NGN 50.00, capped at NGN 50.00. The ranking can change at other amounts.
NGN: every fee recorded for Nigeria is priced in it.
Of 22 fee records, 1 is published by the provider, 3 are reported by a scheme, a regulator or wide documentation, and 18 are estimated. Each fee shows which it is and when it took effect.
Corridor pages price one route at a time, which is a different question from what a rail costs in this market.
