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Payment methods, providers and fees in South Africa, grouped by who provides each rail and what each product charges.
Latest fee change recorded 30 Oct 2026
Priced in this market
Operating here
Across every channel
That fees here are charged in
Crypto · Online · since
ZAR 0.81
0.05% on ZAR 1,651.55
16 products from 16 providers are priced here, including Stablecoin settlement (USDC / USDT), Coinbase Commerce, dLocal, Flutterwave, Google Pay, Visa / Mastercard International acceptance.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
On the equivalent of $100, checkout rails only
Stablecoin settlement (USDC / USDT)0% → 0%Change29 Jun 2025
Visa / Mastercard International acceptance1.60% → 1.50%Decrease21 Mar 2025
PayPal Commercial transactions4.30% → 4%Decrease3 Mar 2025Visa / Mastercard International acceptance0% → 0%Change24 Jan 2025
Stripe Card (online)1.18% → 1%Decrease9 Oct 2024Crypto · Online · since
1%
1% on ZAR 1,651.55
Card · Online · since
4.5%
4.50% on ZAR 1,651.55
Card · Online · since
1.4%
1.40% on ZAR 1,651.55
Digital wallet · Online · since
2.9% + ZAR 4.88
3.20% on ZAR 1,651.55
Card · Online · since
Also priced for Chargeback, Currency conversion
3.4% + ZAR 4.88
3.70% on ZAR 1,651.55
Card · Online · since
2.6% + ZAR 2.44
2.75% on ZAR 1,651.55
Bank transfer · Online · since
1.5%
1.50% on ZAR 1,651.55
Real-time payment · Payout · since
0.5%
0.50% on ZAR 1,651.55
Card · Online · since
3.5% + ZAR 2.00
3.62% on ZAR 1,651.55
Digital wallet · Online · since
Also priced for Chargeback, Currency conversion
3.49% + ZAR 7.97
3.97% on ZAR 1,651.55
Card · Online · since
2.9% + ZAR 1.00
2.96% on ZAR 1,651.55
Remittance · Payout · since
ZAR 24.54 under ZAR 16,468.00, no fee from ZAR 16,468.00
1.49% on ZAR 1,651.55
2.9% + ZAR 4.88
3.20% on ZAR 1,651.55
Card · Currency conversion · since
1%
1% on ZAR 1,651.55
Card · In person · since
2.6%
2.60% on ZAR 1,651.55
Of the rails a business can accept online, Flutterwave costs least on the equivalent of $100: 1.4%. The ranking can change at other amounts.
ZAR: every fee recorded for South Africa is priced in it.
Of 22 fee records, 2 are published by the provider, none are reported by a scheme, a regulator or wide documentation, and 20 are estimated. Each fee shows which it is and when it took effect.
Corridor pages price one route at a time, which is a different question from what a rail costs in this market.
