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FX live, 150 of 153 currencies refreshed 27 Sept 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Adyen · launched 2006
Enterprise acquiring priced as interchange + scheme fee + a fixed processing fee. The percentage shown is the typical all-in effective rate for a mixed consumer card mix.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Adyen interchange++ processing fee plus typical interchange.
In force since 26 Mar 2018
0.61% effective
+2.0% relative · from 0.49%
−56.5% relative · 5 revisions
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Every recorded change, newest first, with the movement from the rate it replaced.
26 Mar 2018 → current
11 Jul 2017 → 26 Mar 2018
9 Oct 2016 → 11 Jul 2017
Network assessment fees increased.
Online pricing across every country where this method is available, with the cost on a €100.00 payment for comparison.
9 Dec 2015 → 9 Oct 2016
EU Interchange Fee Regulation capped consumer debit at 0.2% and credit at 0.3%, collapsing effective rates.
26 Aug 2012 → 9 Dec 2015
| Denmark | 0.5% + DKK 0.11 | DKK 0.61 | 0.61% | 8 May 2022 | Estimate |
| France | 0.5% + €0.11 | €0.61 | 0.61% | 3 Feb 2025 | Estimate |
| Germany | 0.5% + €0.11 | €0.61 | 0.61% | 26 Mar 2018 | Estimate |
| Hong Kong | 1.2% + HK$1.02 | HK$2.22 | 2.22% | 22 Nov 2022 | Estimate |
| Ireland | 0.5% + €0.11 | €0.61 | 0.61% | 20 Jun 2022 | Estimate |
| Italy | 0.5% + €0.11 | €0.61 | 0.61% | 19 Dec 2022 | Estimate |
| Japan | 1.2% + ¥20 | ¥21 | 21.20% | 10 Oct 2022 | Estimate |
| Netherlands | 0.5% + €0.11 | €0.61 | 0.61% | 25 Oct 2021 | Estimate |
| Poland | 0.5% + PLN 0.11 | PLN 0.61 | 0.61% | 26 Mar 2025 | Estimate |
| Romania | 0.5% + RON 0.11 | RON 0.61 | 0.61% | 23 Jan 2025 | Estimate |
| Singapore | 1.2% + SGD 0.17 | SGD 1.37 | 1.37% | 21 Apr 2023 | Estimate |
| Spain | 0.5% + €0.11 | €0.61 | 0.61% | 25 Apr 2023 | Estimate |
| Sweden | 0.5% + SEK 0.11 | SEK 0.61 | 0.61% | 13 Jun 2024 | Estimate |
| United Arab Emirates | 1.2% + AED 0.48 | AED 1.68 | 1.68% | 9 Sept 2024 | Estimate |
| United Kingdom | 0.55% + £0.11 | £0.66 | 0.66% | 11 May 2023 | Estimate |
| United States | 2.05% + $0.12 | $2.17 | 2.17% | 20 May 2025 | Estimate |