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Adyen · Launched 2006
Enterprise acquiring priced as interchange + scheme fee + a fixed processing fee. The percentage shown is the typical all-in effective rate for a mixed consumer card mix.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Adyen interchange++ processing fee plus typical interchange.Official site ↗Published pricing (DE) ↗Published pricing (SE) ↗
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Online pricing across every country where this method is available, with the cost on a €100.00 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
 Australia | 1.2% + A$0.18 | A$1.38 | 1.38% | 9 Nov 2021 | Estimate |
| 1.2% + R$0.67 |
| R$1.87 |
| 1.87% |
| 13 Oct 2021 |
| Estimate |
 Czechia | 0.5% + CZK 0.11 | CZK 0.61 | 0.61% | 24 Oct 2023 | Estimate |
 Denmark | 0.5% + DKK 0.11 | DKK 0.61 | 0.61% | 8 May 2022 | Estimate |
 France | 0.5% + €0.11 | €0.61 | 0.61% | 3 Feb 2025 | Estimate |
| Germany | 0.5% + €0.11 | €0.61 | 0.61% | 26 Mar 2018 | Estimate |
 Hong Kong | 1.2% + HK$1.02 | HK$2.22 | 2.22% | 22 Nov 2022 | Estimate |
 Ireland | 0.5% + €0.11 | €0.61 | 0.61% | 20 Jun 2022 | Estimate |
 Italy | 0.5% + €0.11 | €0.61 | 0.61% | 19 Dec 2022 | Estimate |
 Japan | 1.2% + ¥20 | ¥21 | 21.20% | 10 Oct 2022 | Estimate |
 Netherlands | 0.5% + €0.11 | €0.61 | 0.61% | 25 Oct 2021 | Estimate |
 Poland | 0.5% + PLN 0.11 | PLN 0.61 | 0.61% | 26 Mar 2025 | Estimate |
 Romania | 0.5% + RON 0.11 | RON 0.61 | 0.61% | 23 Jan 2025 | Estimate |
 Singapore | 1.2% + SGD 0.17 | SGD 1.37 | 1.37% | 21 Apr 2023 | Estimate |
 Spain | 0.5% + €0.11 | €0.61 | 0.61% | 25 Apr 2023 | Estimate |
 Sweden | 0.5% + SEK 0.11 | SEK 0.61 | 0.61% | 13 Jun 2024 | Estimate |
 United Arab Emirates | 1.2% + AED 0.48 | AED 1.68 | 1.68% | 9 Sept 2024 | Estimate |
 United Kingdom | 0.55% + £0.11 | £0.66 | 0.66% | 11 May 2023 | Estimate |
 United States | 2.05% + $0.12 | $2.17 | 2.17% | 20 May 2025 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
Network assessment fees increased.
EU Interchange Fee Regulation capped consumer debit at 0.2% and credit at 0.3%, collapsing effective rates.
In Germany, on the online channel: 0.5% + €0.11, in force since 26 Mar 2018 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 19 markets here: Australia, Brazil, Czechia, Denmark, France, Germany, Hong Kong, Ireland, Italy, Japan, and others. A market missing from the list has not been recorded yet, which does not mean Adyen Interchange++ is unavailable there.
It is recorded as 2-3 days. Actual timing can depend on cut-off times and on the receiving account.
Yes. It has a chargeback process, so a buyer can dispute a payment through their provider. For a business, that protection comes with dispute fees.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
Brazil