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FX live, 150 of 153 currencies refreshed 16 Oct 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Mobile money across 14 African markets, and the main competitor to M-Pesa and MTN MoMo in East and Central Africa.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Effective rate estimated from banded merchant tariffs.
In force since 20 Feb 2025
1.50% effective
−5.4% relative
Since 1 Jan 2019
Rates are step functions: each level holds until it is replaced.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.