Ant Group · Launched 2004
China's largest wallet. Domestic merchant rates are low by global standards; cross-border acceptance for foreign merchants is priced higher.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Alipay domestic merchant service fee.Official site ↗
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Online pricing across every country where this method is available, with the cost on a HK$100.00 payment for comparison.
| 1.2% |
| HK$1.20 |
| 1.20% |
| 19 Jun 2023 |
| Estimate |
| 2.5% | ¥3 | 2.50% | 10 May 2023 | Estimate |
| 2.5% | MYR 2.50 | 2.50% | 5 Oct 2021 | Estimate |
| 2.5% | SGD 2.50 | 2.50% | 20 Jun 2024 | Estimate |
| 2.5% | ₩3 | 2.50% | 25 May 2022 | Estimate |
| 2.5% | THB 2.50 | 2.50% | 18 Apr 2024 | Estimate |
| 2.5% | £2.50 | 2.50% | 24 Mar 2023 | Estimate |
| 2.5% | $2.50 | 2.50% | 2 Jun 2022 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
In Hong Kong, on the online channel: 1.2%, in force since 19 Jun 2023 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 9 markets here: China, Hong Kong, Japan, Malaysia, Singapore, South Korea, Thailand, United Kingdom, United States. A market missing from the list has not been recorded yet, which does not mean Alipay is unavailable there.
It is recorded as next day. Actual timing can depend on cut-off times and on the receiving account.
Not through a chargeback: it has no chargeback process, so a payment is hard to reverse once sent. Check who you are paying before you confirm.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.