Apple Pay fees in United States

Apple · Online

Tokenised wallet that rides existing card rails. Merchants pay no incremental Apple fee, the cost is whatever the underlying card costs, but issuers pay Apple a share of interchange.

Digital walletPersonal & business

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Current rate: 2.9% + $0.30; In force since 9 Jan 2023Estimate
Cost on $100.00: $3.20; 3.20% effective
Since last change: −0.08 pp; −2.7% relative

Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Underlying card rate; no incremental merchant fee.

Rate history in United States

Rates are step functions: each level holds until it is replaced.

Apple Pay in other markets

Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.

Revisions recorded

3

Since 1 Jan 2019