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Pay.UK · Launched 1968
UK recurring bank debit, the standard rail for subscriptions and utility billing.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Stripe Bacs: 1% capped at £4.00 plus £0.20.Official site ↗
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Online pricing across every country where this method is available, with the cost on a £100.00 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
| United Kingdom | 1% + £0.20, capped at £4.00 | £1.20 | 1.20% | 14 Jan 2023 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
Annual pricing review.
Annual pricing review.
In United Kingdom, on the online channel: 1% + £0.20, capped at £4.00, in force since 14 Jan 2023 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 1 market here: United Kingdom. A market missing from the list has not been recorded yet, which does not mean Bacs Direct Debit (UK) is unavailable there.
It is recorded as up to a week. Actual timing can depend on cut-off times and on the receiving account.
Yes. It has a chargeback process, so a buyer can dispute a payment through their provider. For a business, that protection comes with dispute fees.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
