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Bancontact Payconiq · Launched 1979
Belgium's domestic debit and mobile payment scheme, carrying the majority of Belgian card and online payments at a flat per-transaction fee.
Taken from the provider's own published pricing. Source: Typical PSP Bancontact per-transaction fee.Official site ↗
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Online pricing across every country where this method is available, with the cost on a €100.00 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
| Belgium | €0.29 | €0.29 | 0.29% | 9 Nov 2024 | Published rate |
Every recorded change, newest first, with the movement from the rate it replaced.
Annual pricing review.
In Belgium, on the online channel: €0.29, in force since 9 Nov 2024 (published rate). Fees differ by market and channel, and the table above lists each one.
It is priced in 1 market here: Belgium. A market missing from the list has not been recorded yet, which does not mean Bancontact is unavailable there.
It is recorded as next day. Actual timing can depend on cut-off times and on the receiving account.
Not through a chargeback: it has no chargeback process, so a payment is hard to reverse once sent. Check who you are paying before you confirm.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
