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Bizum · Launched 2016
Spain's bank-operated instant payment service, addressable by phone number and increasingly accepted at online checkout.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Market estimate for Spanish A2A acceptance.Official site ↗
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Online pricing across every country where this method is available, with the cost on a €100.00 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
| Spain | 0.6% + €0.10 | €0.70 | 0.70% | 9 Mar 2024 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
In Spain, on the online channel: 0.6% + €0.10, in force since 9 Mar 2024 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 1 market here: Spain. A market missing from the list has not been recorded yet, which does not mean Bizum is unavailable there.
It is recorded as instant. Actual timing can depend on cut-off times and on the receiving account.
Not through a chargeback: it has no chargeback process, so a payment is hard to reverse once sent. Check who you are paying before you confirm.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
