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Groupement Cartes Bancaires · Launched 1984
France's domestic card scheme. Most French cards are co-badged CB/Visa or CB/Mastercard, and routing domestically over CB is cheaper for the merchant.
A scheme- or regulator-set rate, or a widely reported figure. Source: EU-capped domestic interchange plus scheme fee.Official site ↗
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Online pricing across every country where this method is available, with the cost on a €100.00 payment for comparison.
| 0.5% + €0.10 |
| €0.60 |
| 0.60% |
| 17 Feb 2023 |
| Reported rate |
Every recorded change, newest first, with the movement from the rate it replaced.
Network assessment fees increased.
Scheme fee pass-through adjusted.
In Monaco, on the online channel: 0.5% + €0.10, in force since 17 Feb 2023 (reported rate). Fees differ by market and channel, and the table above lists each one.
It is priced in 2 markets here: France, Monaco. A market missing from the list has not been recorded yet, which does not mean Cartes Bancaires is unavailable there.
It is recorded as 2-3 days. Actual timing can depend on cut-off times and on the receiving account.
Yes. It has a chargeback process, so a buyer can dispute a payment through their provider. For a business, that protection comes with dispute fees.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
France