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FX live, 150 of 153 currencies refreshed 27 Sept 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
dLocal · launched 2016
Cross-border gateway specialising in emerging markets, connecting global merchants to local cards, wallets, cash and bank rails.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Market estimate for cross-border emerging-market acquiring.
In force since 23 Jan 2025
4.50% effective
−8.9% relative · from 4.94%
−27.0% relative · 4 revisions
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Every recorded change, newest first, with the movement from the rate it replaced.
23 Jan 2025 → current
15 Jan 2023 → 23 Jan 2025
30 Mar 2021 → 15 Jan 2023
Volume tier thresholds revised.
1 Jan 2019 → 30 Mar 2021
Online pricing across every country where this method is available, with the cost on a BDT 100.00 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
| Argentina | 4.5% | ARS 4.50 | 4.50% | 13 Feb 2022 | Estimate |
| Bangladesh | 4.5% | BDT 4.50 | 4.50% | 23 Jan 2025 | Estimate |
| Bolivia | 4.5% | BOB 4.50 | 4.50% | 14 May 2023 | Estimate |
| 4.5% |
| R$4.50 |
| 4.50% |
| 15 Feb 2025 |
| Estimate |
| Chile | 4.5% | CLP 5 | 4.50% | 13 Oct 2021 | Estimate |
| Colombia | 4.5% | COP 4.50 | 4.50% | 29 Jun 2025 | Estimate |
| Ecuador | 4.5% | $4.50 | 4.50% | 12 Sept 2024 | Estimate |
| Egypt | 4.5% | EGP 4.50 | 4.50% | 30 May 2025 | Estimate |
| India | 4.5% | ₹4.50 | 4.50% | 3 Jul 2023 | Estimate |
| Indonesia | 4.5% | IDR 4.50 | 4.50% | 12 Jun 2025 | Estimate |
| Kenya | 4.5% | KES 4.50 | 4.50% | 2 Jun 2025 | Estimate |
| Mexico | 4.5% | MX$4.50 | 4.50% | 5 Oct 2024 | Estimate |
| Nigeria | 4.5% | NGN 4.50 | 4.50% | 6 Sept 2022 | Estimate |
| Pakistan | 4.5% | PKR 4.50 | 4.50% | 5 Jul 2023 | Estimate |
| Peru | 4.5% | PEN 4.50 | 4.50% | 4 Aug 2025 | Estimate |
| Philippines | 4.5% | ₱4.50 | 4.50% | 12 Jul 2024 | Estimate |
| South Africa | 4.5% | ZAR 4.50 | 4.50% | 19 Jul 2023 | Estimate |
| Türkiye | 4.5% | TRY 4.50 | 4.50% | 29 Apr 2023 | Estimate |
| Uruguay | 4.5% | UYU 4.50 | 4.50% | 9 Oct 2024 | Estimate |
| Vietnam | 4.5% | ₫5 | 4.50% | 14 May 2023 | Estimate |