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dLocal · Launched 2016
Cross-border gateway specialising in emerging markets, connecting global merchants to local cards, wallets, cash and bank rails.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Market estimate for cross-border emerging-market acquiring.Official site ↗
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Online pricing across every country where this method is available, with the cost on a NGN 100.00 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
 Argentina | 4.5% | ARS 4.50 | 4.50% | 13 Feb 2022 | Estimate |
 Bangladesh |
| 4.5% |
| BDT 4.50 |
| 4.50% |
| 23 Jan 2025 |
| Estimate |
 Bolivia | 4.5% | BOB 4.50 | 4.50% | 14 May 2023 | Estimate |
 Brazil | 4.5% | R$4.50 | 4.50% | 15 Feb 2025 | Estimate |
 Chile | 4.5% | CLP 5 | 4.50% | 13 Oct 2021 | Estimate |
 Colombia | 4.5% | COP 4.50 | 4.50% | 29 Jun 2025 | Estimate |
 Ecuador | 4.5% | $4.50 | 4.50% | 12 Sept 2024 | Estimate |
 Egypt | 4.5% | EGP 4.50 | 4.50% | 30 May 2025 | Estimate |
 India | 4.5% | ₹4.50 | 4.50% | 3 Jul 2023 | Estimate |
 Indonesia | 4.5% | IDR 4.50 | 4.50% | 12 Jun 2025 | Estimate |
 Kenya | 4.5% | KES 4.50 | 4.50% | 2 Jun 2025 | Estimate |
 Mexico | 4.5% | MX$4.50 | 4.50% | 5 Oct 2024 | Estimate |
| Nigeria | 4.5% | NGN 4.50 | 4.50% | 6 Sept 2022 | Estimate |
 Pakistan | 4.5% | PKR 4.50 | 4.50% | 5 Jul 2023 | Estimate |
 Peru | 4.5% | PEN 4.50 | 4.50% | 4 Aug 2025 | Estimate |
 Philippines | 4.5% | ₱4.50 | 4.50% | 12 Jul 2024 | Estimate |
 South Africa | 4.5% | ZAR 4.50 | 4.50% | 19 Jul 2023 | Estimate |
 Türkiye | 4.5% | TRY 4.50 | 4.50% | 29 Apr 2023 | Estimate |
 Uruguay | 4.5% | UYU 4.50 | 4.50% | 9 Oct 2024 | Estimate |
 Vietnam | 4.5% | ₫5 | 4.50% | 14 May 2023 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
In Nigeria, on the online channel: 4.5%, in force since 6 Sept 2022 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 20 markets here: Argentina, Bangladesh, Bolivia, Brazil, Chile, Colombia, Ecuador, Egypt, India, Indonesia, and others. A market missing from the list has not been recorded yet, which does not mean dLocal is unavailable there.
It is recorded as up to a week. Actual timing can depend on cut-off times and on the receiving account.
Yes. It has a chargeback process, so a buyer can dispute a payment through their provider. For a business, that protection comes with dispute fees.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
