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FX live, 150 of 153 currencies refreshed 26 Sept 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
HKICL · launched 2018
Hong Kong's instant interbank rail, free between consumers and addressable by phone number or email.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Market estimate; FPS is free between consumers.
Market
In force since 2 Jul 2023
1% effective
relative · from 0%
relative · 3 revisions
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Every recorded change, newest first, with the movement from the rate it replaced.
2 Jul 2023 → current
21 Jul 2021 → 2 Jul 2023
1 Jan 2019 → 21 Jul 2021
Online pricing across every country where this method is available, with the cost on a HK$100.00 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
| Hong Kong | HK$1.00 | HK$1.00 | 1% | 2 Jul 2023 | Estimate |