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PayNet · Online
Malaysia's online banking redirect, priced as a flat per-transaction fee and therefore very cheap on large baskets.
A scheme- or regulator-set rate, or a widely reported figure. Source: PayNet flat FPX transaction fee.
Rates are step functions: each level holds until it is replaced.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.