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Google · Launched 2015
Tokenised wallet on card rails in most markets, and a UPI front-end in India where the merchant rate is zero for person-to-merchant UPI.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Underlying card rate; no incremental Google fee.Official site ↗
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Online pricing across every country where this method is available, with the cost on a CA$100.00 payment for comparison.
| 2.9% + R$1.54 |
| R$4.44 |
| 4.44% |
| 22 Jan 2025 |
| Estimate |
| Canada | 2.9% + CA$0.42 | CA$3.32 | 3.32% | 9 Apr 2022 | Estimate |
 France | 2.9% + €0.26 | €3.16 | 3.16% | 4 Jun 2025 | Estimate |
 Germany | 2.9% + €0.26 | €3.16 | 3.16% | 24 Dec 2024 | Estimate |
 India | No fee | ₹0.00 | 0% | 1 Jan 2019 | Estimate |
 Poland | 2.9% + PLN 1.14 | PLN 4.04 | 4.04% | 24 Jan 2025 | Estimate |
 Singapore | 2.9% + SGD 0.38 | SGD 3.28 | 3.28% | 2 Sept 2023 | Estimate |
 South Africa | 2.9% + ZAR 4.88 | ZAR 7.78 | 7.78% | 28 Nov 2023 | Estimate |
 Spain | 2.9% + €0.26 | €3.16 | 3.16% | 29 Nov 2021 | Estimate |
 United Kingdom | 2.9% + £0.22 | £3.12 | 3.12% | 25 May 2025 | Estimate |
 United States | 2.9% + $0.30 | $3.20 | 3.20% | 13 Jun 2024 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
Rate card simplified across tiers.
Repriced following competitive pressure in the market.
In Canada, on the online channel: 2.9% + CA$0.42, in force since 9 Apr 2022 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 12 markets here: Australia, Brazil, Canada, France, Germany, India, Poland, Singapore, South Africa, Spain, and others. A market missing from the list has not been recorded yet, which does not mean Google Pay is unavailable there.
It is recorded as 2-3 days. Actual timing can depend on cut-off times and on the receiving account.
Yes. It has a chargeback process, so a buyer can dispute a payment through their provider. For a business, that protection comes with dispute fees.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
Australia