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Google · Launched 2015
Tokenised wallet on card rails in most markets, and a UPI front-end in India where the merchant rate is zero for person-to-merchant UPI.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Underlying card rate; no incremental Google fee.Official site ↗
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Online pricing across every country where this method is available, with the cost on a €100.00 payment for comparison.
| 2.9% + R$1.54 |
| R$4.44 |
| 4.44% |
| 22 Jan 2025 |
| Estimate |
 Canada | 2.9% + CA$0.42 | CA$3.32 | 3.32% | 9 Apr 2022 | Estimate |
 France | 2.9% + €0.26 | €3.16 | 3.16% | 4 Jun 2025 | Estimate |
| Germany | 2.9% + €0.26 | €3.16 | 3.16% | 24 Dec 2024 | Estimate |
 India | No fee | ₹0.00 | 0% | 1 Jan 2019 | Estimate |
 Poland | 2.9% + PLN 1.14 | PLN 4.04 | 4.04% | 24 Jan 2025 | Estimate |
 Singapore | 2.9% + SGD 0.38 | SGD 3.28 | 3.28% | 2 Sept 2023 | Estimate |
 South Africa | 2.9% + ZAR 4.88 | ZAR 7.78 | 7.78% | 28 Nov 2023 | Estimate |
 Spain | 2.9% + €0.26 | €3.16 | 3.16% | 29 Nov 2021 | Estimate |
 United Kingdom | 2.9% + £0.22 | £3.12 | 3.12% | 25 May 2025 | Estimate |
 United States | 2.9% + $0.30 | $3.20 | 3.20% | 13 Jun 2024 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
In Germany, on the online channel: 2.9% + €0.26, in force since 24 Dec 2024 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 12 markets here: Australia, Brazil, Canada, France, Germany, India, Poland, Singapore, South Africa, Spain, and others. A market missing from the list has not been recorded yet, which does not mean Google Pay is unavailable there.
It is recorded as 2-3 days. Actual timing can depend on cut-off times and on the receiving account.
Yes. It has a chargeback process, so a buyer can dispute a payment through their provider. For a business, that protection comes with dispute fees.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
Australia
Brazil