
iDEAL / Currence · Launched 2005
Dutch bank-redirect scheme covering the large majority of Netherlands e-commerce. Priced as a flat per-transaction fee with no percentage component, which makes it extremely cheap on large baskets.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Typical iDEAL per-transaction fee.Official site ↗
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Online pricing across every country where this method is available, with the cost on a €100.00 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
| €0.29 | €0.29 | 0.29% | 27 Dec 2025 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
Per-transaction fee repriced.
Annual pricing review.
Per-transaction fee around €0.29.
In Netherlands, on the online channel: €0.29, in force since 27 Dec 2025 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 1 market here: Netherlands. A market missing from the list has not been recorded yet, which does not mean iDEAL is unavailable there.
It is recorded as next day. Actual timing can depend on cut-off times and on the receiving account.
Not through a chargeback: it has no chargeback process, so a payment is hard to reverse once sent. Check who you are paying before you confirm.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.