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Payconiq · Launched 2015
Benelux QR and instant payment scheme, merged with Bancontact in Belgium and used standalone in Luxembourg.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Market estimate.Official site ↗
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Online pricing across every country where this method is available, with the cost on a €100.00 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
 Belgium | €0.20 | €0.20 | 0.20% | 21 May 2022 | Estimate |
| Luxembourg |
| €0.20 |
| €0.20 |
| 0.20% |
| 9 Aug 2024 |
| Estimate |
 Netherlands | €0.20 | €0.20 | 0.20% | 19 May 2023 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
In Luxembourg, on the online channel: €0.20, in force since 9 Aug 2024 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 3 markets here: Belgium, Luxembourg, Netherlands. A market missing from the list has not been recorded yet, which does not mean Payconiq is unavailable there.
It is recorded as instant. Actual timing can depend on cut-off times and on the receiving account.
Not through a chargeback: it has no chargeback process, so a payment is hard to reverse once sent. Check who you are paying before you confirm.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
