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Interac · In person
Canada's domestic debit scheme, priced at a flat fee per transaction rather than a percentage, far cheaper than credit for large baskets.
A scheme- or regulator-set rate, or a widely reported figure. Source: Interac flat-fee domestic debit interchange.
Rates are step functions: each level holds until it is replaced.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.