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FX live, 150 of 153 currencies refreshed 16 Oct 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Nigeria's domestic card scheme, issued alongside Visa and Mastercard and priced below them for local transactions.
A scheme- or regulator-set rate, or a widely reported figure. Source: CBN-capped domestic card MDR.
In force since 4 Oct 2023
1.50% effective
−11.0% relative
Since 1 Jan 2019
Rates are step functions: each level holds until it is replaced.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.