Klarna Pay in 3 / Pay later fees in United Kingdom

Klarna · Online

Instalment checkout. The merchant carries the credit risk cost in the rate, which is why BNPL prices well above card acquiring, merchants accept it for the conversion and basket-size lift.

Buy now, pay laterPersonal & business

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Current rate

3.29% + £0.22

In force since 9 Mar 2024Estimate

Cost on £100.00

£3.51

3.51% effective

Since last change

▼−0.37 pp

−10.1% relative

Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Klarna published merchant pricing.

Klarna Pay in 3 / Pay later in other markets

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Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.