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FX live, 150 of 153 currencies refreshed 27 Sept 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Klarna · launched 2005
Real-time bank transfer at checkout, formerly Sofortüberweisung, strongest in German-speaking Europe.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Market estimate for Sofort pricing.
In force since 5 Jul 2023
1.15% effective
−10.5% relative · from 1.01%
−23.2% relative · 4 revisions
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Every recorded change, newest first, with the movement from the rate it replaced.
5 Jul 2023 → current
23 Jan 2022 → 5 Jul 2023
23 Jun 2020 → 23 Jan 2022
Annual pricing review.
Online pricing across every country where this method is available, with the cost on a €100.00 payment for comparison.
1 Jan 2019 → 23 Jun 2020
| Netherlands |
| 0.9% + €0.25 |
| €1.15 |
| 1.15% |
| 5 Jul 2023 |
| Estimate |
| Switzerland | 0.9% + CHF 0.25 | CHF 1.15 | 1.15% | 8 Jan 2024 | Estimate |