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Klarna · Launched 2005
Real-time bank transfer at checkout, formerly Sofortüberweisung, strongest in German-speaking Europe.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Market estimate for Sofort pricing.Official site ↗
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Online pricing across every country where this method is available, with the cost on a €100.00 payment for comparison.
| 0.9% + €0.25 |
| €1.15 |
| 1.15% |
| 12 Sept 2022 |
| Estimate |
 Germany | 0.9% + €0.25 | €1.15 | 1.15% | 11 Jun 2024 | Estimate |
 Netherlands | 0.9% + €0.25 | €1.15 | 1.15% | 5 Jul 2023 | Estimate |
 Switzerland | 0.9% + CHF 0.25 | CHF 1.15 | 1.15% | 8 Jan 2024 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
In Belgium, on the online channel: 0.9% + €0.25, in force since 12 Sept 2022 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 5 markets here: Austria, Belgium, Germany, Netherlands, Switzerland. A market missing from the list has not been recorded yet, which does not mean Klarna Pay Now (Sofort) is unavailable there.
It is recorded as next day. Actual timing can depend on cut-off times and on the receiving account.
Not through a chargeback: it has no chargeback process, so a payment is hard to reverse once sent. Check who you are paying before you confirm.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
Austria