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Saudi Payments · Launched 1990
Saudi Arabia's domestic debit network. Almost every Saudi bank card is a mada card, and the domestic scheme fee sits far below international card rates, which is why merchants steer to it.
A scheme- or regulator-set rate, or a widely reported figure. Source: SAMA-regulated domestic scheme pricing.Official site ↗
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Online pricing across every country where this method is available, with the cost on a SAR 100.00 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
| Saudi Arabia | 1% + SAR 1.00 | SAR 2.00 | 2% | 2 Jun 2022 | Reported rate |
Every recorded change, newest first, with the movement from the rate it replaced.
Annual pricing review.
In Saudi Arabia, on the online channel: 1% + SAR 1.00, in force since 2 Jun 2022 (reported rate). Fees differ by market and channel, and the table above lists each one.
It is priced in 1 market here: Saudi Arabia. A market missing from the list has not been recorded yet, which does not mean mada is unavailable there.
It is recorded as next day. Actual timing can depend on cut-off times and on the receiving account.
Yes. It has a chargeback process, so a buyer can dispute a payment through their provider. For a business, that protection comes with dispute fees.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
