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FX live, 150 of 153 currencies refreshed 27 Sept 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Mercado Pago · launched 2004
Latin American wallet and acquirer. Rates fall sharply as the merchant accepts a longer settlement delay.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Mercado Pago instant-release rate.
In force since 13 Nov 2022
4.99% effective
−6.7% relative · from 5.35%
−19.0% relative · 4 revisions
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Every recorded change, newest first, with the movement from the rate it replaced.
13 Nov 2022 → current
9 Jul 2021 → 13 Nov 2022
Volume tier thresholds revised.
8 Mar 2020 → 9 Jul 2021
Annual pricing review.
Online pricing across every country where this method is available, with the cost on a R$100.00 payment for comparison.
1 Jan 2019 → 8 Mar 2020
| Colombia |
| 3.49% |
| COP 3.49 |
| 3.49% |
| 9 May 2025 |
| Estimate |
| Mexico | 3.98% | MX$3.98 | 3.98% | 29 Nov 2021 | Estimate |