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Mercado Pago · Launched 2004
Latin American wallet and acquirer. Rates fall sharply as the merchant accepts a longer settlement delay.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Mercado Pago instant-release rate.Official site ↗
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Online pricing across every country where this method is available, with the cost on a CLP 100 payment for comparison.
| 4.99% |
| R$4.99 |
| 4.99% |
| 13 Nov 2022 |
| Estimate |
| Chile | 3.19% | CLP 3 | 3.19% | 27 Jul 2024 | Estimate |
 Colombia | 3.49% | COP 3.49 | 3.49% | 9 May 2025 | Estimate |
 Mexico | 3.98% | MX$3.98 | 3.98% | 29 Nov 2021 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
In Chile, on the online channel: 3.19%, in force since 27 Jul 2024 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 5 markets here: Argentina, Brazil, Chile, Colombia, Mexico. A market missing from the list has not been recorded yet, which does not mean Mercado Pago Checkout Pro is unavailable there.
It is recorded as same day. Actual timing can depend on cut-off times and on the receiving account.
Yes. It has a chargeback process, so a buyer can dispute a payment through their provider. For a business, that protection comes with dispute fees.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
Argentina
Brazil