Loading page
SIBS · Launched 1985
Portugal's interbank network. A reference number generated at checkout is paid at an ATM or in a banking app, at a flat fee with no chargeback risk.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Market estimate for flat reference fee.Official site ↗
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Online pricing across every country where this method is available, with the cost on a €100.00 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
| Portugal | €0.50 | €0.50 | 0.50% | 12 Nov 2021 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
In Portugal, on the online channel: €0.50, in force since 12 Nov 2021 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 1 market here: Portugal. A market missing from the list has not been recorded yet, which does not mean Multibanco is unavailable there.
It is recorded as next day. Actual timing can depend on cut-off times and on the receiving account.
Not through a chargeback: it has no chargeback process, so a payment is hard to reverse once sent. Check who you are paying before you confirm.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
