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Octopus Cards · Launched 1997
Hong Kong's stored-value card, originally for transit and now accepted across retail. One of the world's earliest and most successful contactless schemes.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Market estimate for retail acceptance.Official site ↗
In person · percentage component
Rates are step functions: each level holds until it is replaced.
In person pricing across every country where this method is available, with the cost on a HK$100.00 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
| Hong Kong | 1.5% | HK$1.50 | 1.50% | 28 Jan 2023 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
In Hong Kong, on the in person channel: 1.5%, in force since 28 Jan 2023 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 1 market here: Hong Kong. A market missing from the list has not been recorded yet, which does not mean Octopus is unavailable there.
It is recorded as next day. Actual timing can depend on cut-off times and on the receiving account.
Not through a chargeback: it has no chargeback process, so a payment is hard to reverse once sent. Check who you are paying before you confirm.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
