AusPayNet · Launched 2018
Australia's New Payments Platform: instant account-to-account transfers addressed by phone number or email.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Market estimate for merchant initiation via a PSP.Official site ↗
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Online pricing across every country where this method is available, with the cost on a A$100.00 payment for comparison.
| Market | Listed fee | Cost on 100 | Effective | Since | Basis |
|---|---|---|---|---|---|
| A$0.30 | A$0.30 | 0.30% | 20 Jan 2025 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
In Australia, on the online channel: A$0.30, in force since 20 Jan 2025 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 1 market here: Australia. A market missing from the list has not been recorded yet, which does not mean PayID / NPP is unavailable there.
It is recorded as instant. Actual timing can depend on cut-off times and on the receiving account.
Not through a chargeback: it has no chargeback process, so a payment is hard to reverse once sent. Check who you are paying before you confirm.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.