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Association of Banks in Singapore · Online
Singapore's instant account-to-account rail, addressable by phone number or business registration number. Free between consumers; merchants pay a small flat fee.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Market estimate; PayNow is free between consumers.
Rates are step functions: each level holds until it is replaced.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
