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PayPay · Online
Japan's largest QR wallet. It bought the market with a zero merchant fee for its first four years, then began charging, a textbook case of a fee history that starts at nothing.
Taken from the provider's own published pricing. Source: PayPay published merchant rate (1.60%–1.98%).
Rates are step functions: each level holds until it is replaced.
Fee data on UnifyPay is indicative reference information, not a quotation. Rates change without notice, vary by contract, volume, risk profile and card mix, and many local rails publish no rate card at all. Always confirm against your provider's own pricing before making a commercial decision.
