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Paystack · Launched 2015
African gateway acquiring, with a capped local rate and a higher international card rate.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Paystack local acquiring rate.Official site ↗
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Online pricing across every country where this method is available, with the cost on a EGP 100.00 payment for comparison.
| 1.95% |
| GHS 1.95 |
| 1.95% |
| 7 Oct 2022 |
| Estimate |
 Kenya | 2.9% | KES 2.90 | 2.90% | 25 Jan 2025 | Estimate |
 Nigeria | 1.5% + NGN 100.00, capped at NGN 2,000.00 | NGN 101.50 | 101.50% | 19 Oct 2023 | Estimate |
 South Africa | 2.9% + ZAR 1.00 | ZAR 3.90 | 3.90% | 1 Oct 2022 | Estimate |
Every recorded change, newest first, with the movement from the rate it replaced.
In Egypt, on the online channel: 2.7% + EGP 2.00, in force since 10 Jul 2022 (estimate). Fees differ by market and channel, and the table above lists each one.
It is priced in 5 markets here: Egypt, Ghana, Kenya, Nigeria, South Africa. A market missing from the list has not been recorded yet, which does not mean Paystack Card & bank is unavailable there.
It is recorded as next day. Actual timing can depend on cut-off times and on the receiving account.
Yes. It has a chargeback process, so a buyer can dispute a payment through their provider. For a business, that protection comes with dispute fees.
Yes. It is a payment method businesses accept, and the fees shown are what a merchant pays to be paid through it.
Ghana