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FX live, 150 of 153 currencies refreshed 27 Sept 2026 from open.er-api.com (exchangerate-api.com). The remainder use a seeded reference rate.
Paystack · launched 2015
African gateway acquiring, with a capped local rate and a higher international card rate.
Representative of this rail in this market. Directionally useful, but not a quotable rate, confirm with the provider. Source: Paystack local acquiring rate.
In force since 25 Jan 2025
2.90% effective
−2.1% relative · from 2.96%
−10.6% relative · 4 revisions
Online · percentage component
Rates are step functions: each level holds until it is replaced.
Every recorded change, newest first, with the movement from the rate it replaced.
25 Jan 2025 → current
9 Nov 2022 → 25 Jan 2025
7 Sept 2020 → 9 Nov 2022
Volume tier thresholds revised.
1 Jan 2019 → 7 Sept 2020
Online pricing across every country where this method is available, with the cost on a KES 100.00 payment for comparison.
| Nigeria |
| 1.5% + NGN 100.00, capped at NGN 2,000.00 |
| NGN 101.50 |
| 101.50% |
| 19 Oct 2023 |
| Estimate |
| South Africa | 2.9% + ZAR 1.00 | ZAR 3.90 | 3.90% | 1 Oct 2022 | Estimate |